Work with our experienced personal and small business accountants today Enjoy a more financially clear future with the help of Lloydbottoms Chartered Accountants. For support in the Bristol area, get in touch today. Book a consultation today Whether you need help with your accounts, VAT, or planning for the future, Lloydbottoms is here to provide the support you need. Based in Bristol, we are experienced personal and small businesses accountants who help clients across South Gloucestershire. ​ To discuss your needs in full, please book a consultation with a member of our team . We recommend calling, but please feel free to use any method shown below. We look forward to helping you discover a financially secure future. Contact Lloydbottoms Chartered Accountants Our team is available Monday to Friday, 09:00 until 17:00. Payment for our services is accepted via bank transfer, card payment, cheque and cash. ​ 0117 957 3537 principal@lloydbottoms.co.uk 118 High Street, Bristol BS16 5HH, UK

Personalised support with Capital Gains Tax Trust the team at Lloydbottoms Chartered Accountants to provide tailored support when it comes to your tax return. For services in Bristol and across South Gloucestershire, get in touch with our team. Speak to us What is a capital gain? Simply put, a capital gain is when you sell an asset for an increased price. For example, if you bought a classic car for £10,000 then sold it for £35,000, you’ve made a gain of £25,000. This gain would be susceptible to taxation. ​ Capital Gains Tax also applies if you dispose of the asset in other ways, such as gifting, trading or receiving compensation (such as an insurance payout). ​ ​ At Lloydbottoms, we offer professional, independent advice to clients, allowing them to understand and manage their tax obligations when it comes to selling assets, whether as a one-off sale or an ongoing investment plan. We can help you understand your tax bill, and identify possible avenues to minimise your tax burden (such as business asset disposal relief). What counts as an asset? An asset is a catch-all term for any item sold with the intention of making a profit. This could be: A piece of rare art A car Property Shares (Non ISA/PEP) Business assets Personal possessions valued at over £6000 Are there exemptions? There are certain types of asset which are exempt from Capital Gains tax. Gifts to a husband, wife or civil partner are exempt, as are ISAs, PEPs, government gilts and premium bonds. Assets which are inherited are covered by inheritance tax (unless you then dispose of it). If you are unsure if an asset is exempt, our helpful team will be more than happy to offer advice on the matter. We can also help you with: Inheritance tax Pension planning Self-assessment tax returns Manage your assets more effectively with the help of Lloydbottoms. For Capital Gains Tax advice, call our team in Bristol: 0117 957 3537.

Dedicated tax return support in Bristol Lloydbottoms Chartered Accountants offers a comprehensive service ideal for companies, as well as individuals. Discuss your tax situation with our experts now. Get in touch Helping clients to understand tax Tax is something many of us pay in everyday life. Whether you run a business or plan to sell an asset, it’s important to pay the right level of tax. At Lloydbottoms we specialise in supporting individuals and businesses with their tax obligations. From submitting annual tax returns to advice when it comes to Capitan Gains Tax, our experts are the ideal choice in the Bristol area and beyond. ​ We have built up a solid reputation for quality and professionalism. Lloydbottoms are members of the ICAEW (Institute of Chartered Accountants in England & Wales), so you can trust us to offer genuine advice that helps you manage your tax. We offer a full range of Tax return support: For individuals Trust our team at Lloydbottoms to help you complete and submit any self-assessment tax forms Businesses Our accountants can support both Ltd and non-Ltd companies with their tax submissions Capital gains tax Our specialists have a fantastic understanding of Capital Gains Tax and how it may affect your investments. Worked with us recently? At Lloydbottoms we appreciate any and all client feedback. It helps us to offer the best level of service possible, and ensures that our mix of services meets the needs of businesses and individuals in the Bristol area. ​ ​ If you have a few spare minutes, please feel free to review us today on Yell. All comments are welcomed. Time to address your taxes? For dedicated support in the Bristol area, call Lloydbottoms: on 0117 957 3537.

Tailored cash flow accounting Take control of your cash flow problems, with the help of Lloydbottoms Chartered Accountants. For support in the Staple Hill, Bristol area and across South Gloucestershire, speak to our team today. Book your free consultation Enjoy greater understanding of your cash flow Cash flow is an essential part of keeping a business’s running. Any cash flow problems can be a major headache for any business, as it can prevent further investment and growth. Therefore it’s key to get the right advice to help you break even and return to growth. At Lloydbottoms we provide support for all types of business – new and established – to help you get a better grip on your finances, understand what your costs are, and work out how to maintain or return to growth. ​ Based in Bristol, Lloydbottoms has been helping small businesses understand their cash flow. We work with sole traders, unincorporated businesses and limited companies in creating accurate and effective cash flow projections. No matter your current financial situation, a clear cash flow projection can make all the difference and help you plan a more secure future. ​ We provide a full range of businesses services, and can also support you with profit forecasting. Profit forecasting How our support can help Get a better understanding of your costs Identify unnecessary expenses Monitor and manage your income and reserve funds Manage debts and loans more effectively Identify payments owed to your business Explore opportunities for growth Discover avenues to reduce your tax burden Improve your relationship with your bank Fully chartered accountants Lloydbottoms are fully regulated and chartered accountants. As members of the Institute of Chartered Accountants in England & Wales, you can trust us to provide genuine, honest advice and businesses support. For personalised cash flow accounting and tax advice, speak to the team at Lloydbottoms now, on 0117 957 3537.

Dedicated support for those starting a businesses Get your new business idea off the ground, with the help of Lloydbottoms Chartered Accountants. We’re here to help clients throughout Bristol and South Gloucestershire, no matter where they are in setting up their new venture. Speak to our team Let us help you get started Starting a business for the first time can be an exciting venture: knowing where to start is one of the biggest challenges. Fortunately, the team at Lloydbottoms is here to assist. ​ We have supported countless new-start businesses take their first few steps. We offer a full range of accountancy and tax services designed to help you get to grips with some of the essentials, and allow you to focus on getting your ideas off the ground. ​ Based in Bristol, we offer remote book-keeping and tax return services for convenient and efficient accountancy. What can we help with? Preparing a comprehensive business plan or reviewing an existing plan Cash flow projections and profit forecasting Budgeting Accessing available grants/loans Tax returns Finance and loan proposals Company secretarial services Payroll and HR obligations Bookkeeping General accounting advice and software Sole trader, partnership or limited? When starting out, it’s important to decide if your business will be a sole trader, a partnership or limited company. Sole traders , as the name suggests, can only be formed when you are the only person who owns and runs the unincorporated business. They are simpler to set up, but have unlimited liability (meaning if the business goes under, you are personally liable for debts) Partnerships can involve two or more people. All partners are responsible for the business’ obligations. Much like a sole trader partnerships are easy to set up, and all partners are liable for taxes/debts. Limited companies are a separate entity when it comes to asset ownership, taxes and debts. They also tend to enjoy more lending opportunities. However, they can be more complicated to run and must be registered with Companies House. Starting a business? Get in touch with the team at Lloydbottoms: 0117 957 3537.

Tailored tax planning advice in Bristol and South Gloucestershire Count on the team at Lloydbottoms Chartered Accountants to help ensure you’re paying the right level of tax. Speak to one of our friendly specialists today. Get in touch Keep more of what you earn With so many taxes to consider – self-assessment, PAYE, IHT and more – it’s easy to feel overwhelmed, and end up paying more than what you owe. At Lloydbottoms we offer individuals throughout the Bristol area dedicated, personalised tax advice. We take the time to understand your personal situation, and make recommendations to help you reduce your tax burden, and enjoy more of your hard-earned money. ​ ​ We offer free initial consultations, so feel free to drop by our office or get in touch. Speak to us Tailored advice, every time At Lloydbottoms, we appreciate that no two individual’s circumstances are exactly the same, which is why we take a personalised approach to tax. During our initial consultation we’ll discuss your current tax situation, so that we can provide a bespoke solution to help you get the most from your earnings. You will work with a skilled tax advisor who will always have your best interests in mind. We also consider your personal goals, whether that is to enhance your savings, minimise your tax burden, or simply plan ahead for a comfortable retirement. Why make us your go-to team for tax advice? We’re accredited, chartered accountants Excellent reputation 21st century accounting software Genuine and honest advice We keep up-to-date with the latest industry laws and changes Let us know we’re doing a great job The Lloydbottoms team is committed to innovating and improving: regular feedback from our clients helps us to achieve this. If we have helped you with bespoke tax advice, or anything else, please feel free to leave a comment on Yell. Tackle your tax head-on. For a free initial consultation call Lloydbottoms, Bristol on 0117 957 3537.

Work with Experienced Personal Accountants in Bristol Contact us Take control of your personal finances As well as being specialists in business accountancy , we also provide dedicated services to individuals. We support those looking to create a financially secure future. From support with estate planning to self-assessment tax returns, we take the time to understand your needs, so that we can provide a bespoke service tailored to your individual situation and needs. ​ We are proud members of the Institute of Chartered Accountants in England & Wales, and are committed to providing a genuine, honest service at all times. Based in Staple Hill, we can offer personalised accountancy services throughout the Bristol area. Why make us your preferred personal accountants? Clear, comprehensive explanations Fully chartered Friendly and approachable team Tailored advice Personal tax planning Keep more of what you earn with our support. We can offer tailored advice to minimise your tax liability when it comes to income, Capital Gains or Inheritance Tax. We can also advise on tax returns, payment management, and trusts/estates. Self-assessment tax If you are a sole trader, it’s important to correctly complete and submit your self-assessment tax return. By coming to us, you can ensure all paperwork is correctly submitted, and any recent changes to tax laws are considered, helping you to avoid hefty fines. We can deal with HMRC on your behalf, including attending self-assessment enquiries where they arise. Wealth management Enjoy a more prosperous future with the support of Lloydbottoms. We can help you ensure that your wealth is managed as tax-efficiently as possible. We provide support when it comes to gifting strategies, tax-efficient saving, estate planning and much more besides. Need to get a hold on your personal finances? For tax planning, assessments and wealth management, call us now on 0117 957 3537.

Here to help you with self-assessment tax returns If you’re self-employed and need help with submitting your annual tax return, Lloydbottoms Chartered Accountants is here to help. Speak to our Bristol-based team today to arrange an initial consultation. Contact us now Here to support Bristol’s sole traders Self-assessment tax can be confusing, and with a constantly changing tax system, it’s easy to make an error and find yourself with a fine from HMRC. At Lloydbottoms, we’re here to make things simples. ​ We offer a comprehensive self-assessment tax return service, handled by one of our skilled and qualified accountants. By coming to us, you can ensure that your self-assessment is completed. ​ At Lloydbottoms we support a wide range of clients. Much of our work is with sole traders, but we also support individuals who earn income from renting, investments and shares/dividends. In you run a larger businesses with employees, we can also support you with corporate tax returns. Company taxation Why come to us for your self-assessment? Prevent fines due to incorrect information Prevent issues due to late submissions We’ll ensure you don’t over or under-pay tax We use modern accounting software You can focus on what you do best: running a successful business Trust us to factor in everything Self-assessment isn’t just about the money you make from working your day-to-day job. With your input, our dedicated team can ensure every aspect of your income is covered to make sure your submission is 100% accurate. Factors which may impact your tax bill include: ​ Additional income (e.g. property rents) Savings and investments Foreign income Certain tax reliefs, benefits and grants Capital gains Trust Lloydbottoms, Staple Hill to help you with your self-assessment tax return. Call 0117 957 3537.

Meet our team of qualified accountants Lloydbottoms Chartered Accountants offers a full range of business services throughout the Bristol area. Meet the people behind our services, and get in touch to discuss your needs in full. Speak to us Dedicated, professional and committed to excellence Whether you need someone to help you manage your payroll , or a dedicated team of experts in business start-ups and forecasting, Lloydbottoms is the name to remember. We are highly experienced chartered accountants, who help individuals and businesses. ​ We offer a tailored approach, and work with clients from across Bristol and the wider areas of South Gloucestershire. No matter your needs, we’re committed to offering a professional, dependable service. Learn more about the people behind Lloydbottoms, and get in touch to make an appointment. Don’t forget to check out our helpful FAQ guide. More about us Mrs Susan Rickerby ACA Sarah Amos Mujahid Shazzad Stacey Ettery Mrs Susan Rickerby ACA After obtaining my secondary education at Sir Bernard Lovell School in Oldland Common near Bristol, I tried a couple of options including working in the back office at C&A, before embarking on an accountancy foundation course at Bristol Polytechnic (now known as UWE). I was then engaged by a five partner firm of accountants in Clifton on training contract. Each partner had their own style and expectations thus giving me a wide range of experience. I joined Lloydbottoms in December 1987 and achieved qualification and membership of the Institute of Chartered Accountants in England and Wales (ICAEW) in 1988. Since then I have worked with a wide variety of businesses, their owners and staff and with individuals of all ages and with varying levels of complexity in their accounting and taxation requirements. I became a director of Lloydbottoms Limited early in 2013 when I bought the practice and I am continuing the tradition of high quality, affordable but professional, personal service to all our clients. Ready to speak to our qualified accountants? Call our Bristol-based practice on Call 0117 957 3537.